844.275.2010   APPLY TODAY

$2,653

Total Savings with a CCM No Lender Cost Home Loan
WE MAKE FINANCING YOUR NEW OR EXISTING HOME AS

SIMPLE AS POSSIBLE.

Pay less for your home just by coming to work. As an employee of Hertz take advantage of your mortgage savings with an Affinity Home Loan.

Typical Fees on a Home Loan:
Underwriting Fee: $995
Processing Fee: $495
Appraisal Fee (Average): $600
Credit Report: $100
Flood Certification: $8

PURCHASE LOANS

REFI LOANS

STREAMLINED REFINANCE

With our streamlined refinance and purchase process, customers can close in as few as 21 days.

1

step 1

We'll work closely with you to obtain all documentation within 7 days of the date of your application, ensure that it's complete and accurate, and submit it to loan processing for review.

2

step 2

WA loan processor will review your documentation within 24 hours and complete that review within 2 days of receipt. The processor will then submit your loan to underwriting.

3

step 3

Your loan will be assigned to an underwriter who will complete an initial review within 24 hours. If any conditions are required, your loan will be sent back to the processor to clear them and prepare for closing - all within 7 days of the underwriter's initial review. Once complete, the loan will be sent back to underwriting for final review and approval.

4

step 4

The underwriter will issue a clear to close (CTC) and assign the loan back to the processor who will inform all parties of the CTC, verify the closing date and time, and place the loan in the closing queue. The closer will have 24 hours to provide closing documentation to the settlement agent.

5

step 5

You'll attend the closing with your agent and sign all remaining documentation.

YOUR DEDICATED LOAN OFFICERS

For more information, get in touch with our loan officers below.

JOE MCBREEN
SVP OF MORTGAGE LENDING
#NMLS686541

JOEM@MYBEMORTGAGE.COM
312.319.8710


Joe McBreen has been originating mortgages for the past sixteen years and currently ranks among the top 200 loan officers nationwide based on volume by Mortgage Executive Magazine's annual survey. Joe works with first-time homebuyers, real estate investors and past clients looking to refinance. In addition to originating mortgages for consumers in the greater Chicago area, Joe assists residential real estate investors around the United States with their rental property financing. He is also a frequent speaker at real estate investment conferences educating audiences on financing real estate investments. He is a nationally licensed Loan Officer. Joe was born and raised in Ireland. After graduating from college in Ireland, he moved to the United States in the mid-nineties. Joe loves to travel, golf and read.
MAGGIE MIKAITIS
VP OF MORTGAGE LENDING
#NMLS1395394

MAGGIE@MYBEMORTGAGE.COM
312.319.8711


With 13 years of mortgage experience, Maggie Mikaitis is currently a senior loan officer with bemortgage. Her knowledge of the mortgage industry covers processing, underwriting, sales and management. A motivated self-starter, she has consistently exceeded her own goals every year and continues to grow her business with superior customer service and a conscious eye the best customer experience. Maggie focuses on Conventional, Jumbo, FHA/VA and Condo financing with expertise in Investment property financing, helping clients build and finance their real estate portfolios. Maggie's personal strengths and qualities stretch beyond her commitment to her clients and business and she gives back to the community volunteering at homeless shelters and the Red Cross among other charitable organizations. Maggie is a native of Chicago and currently resides in the South Loop.

READY TO GET STARTED?

Connect with a loan officer now!

APPLY TODAY